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What should I do when an offer has an expiry date?
The deadline does not replace the need to understand conditions and verify the provider.
Ask whether an updated quote is available if more time is needed. Avoid treating a countdown as a reason to submit inaccurate information or accept clauses that remain unexplained.
Details
- Identify the amount received and the opening balance
- Read fee treatment in the written offer
- Compare the dated repayment schedule
Check the repayment schedule
Work through the repayment planning guide
Put the proposed payment beside income dates and essential bills before discussing the schedule with a provider.